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Home Loan

Home Loan(आवास कर्जा)

Purnima Development Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.If rising real estate prices have pushed the house you coveted beyond your budget, Purnima Development Bank’s unmatched home loans will put it within reach. The attractive interest rates and minimal processing fees make our home finance products a first choice for savvy buyers. In addition, features such as flexible tenures, transparent processing and quick service have made our products stand out among the best home loans in Nepal.We have products to suit every budget, taste and need. Whether you are self-employed or salaried, want a floating or fixed rate, Purnima Development Bank will offer a loan that is just right for you.

Features and Benefits

Purnima Development Bank housing loans are designed for today’s home-hunter. Our easy home loans are rich in features and offer a number of benefits.

  • Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
  • Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
  • Doorstep service: You don't have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
  • Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
  • Quick and transparent processing: Special Benefits available for Premium Banking customers. To know more, contact your Relationship Manager today!

Rates and Charges

Details of conditions, charges and interest rates.

Tell us about your plans and needs, we will then agree the interest rate with you and let you know if we require any security. An arrangement fee will apply and is related to the amount you choose to borrow. These terms will be discussed with you before you take out the overdraft.

How to Apply

To apply  for a Home Loan from Purnima you will need to confirm the following:

  • you are a sole trader, partner, or director
  • you are aged 18 or over
  • you require the finance for business use.

Before you Apply

Before you apply you will need to have the following information available:

  • how much you would like to borrow
  • the purpose of the finance
  • how many months you would like to make the repayments over.